Interest Rate on National Savings Schemes

• Scheme Wise Interest Rate
• w.e.f. 1^st April 2022 onwards
  

  	2022 - 2023				2023- 2024				2024- 2025
  	April-June	July-Sep	Oct-Dec	Jan-Mar	April-June	July-Sep	Oct-Dec	Jan-Mar	April-June	July-Sep	Oct-Dec	Jan-Mar
  Savings Account	4.0	4.0
  1 Year Time Deposit	5.5	5.5
  2 Year Time Deposit	5.5	5.5
  3 Year Time Deposit	5.5	5.5
  5 Year Time Deposit	6.7	6.7
  5 Year Recurring Deposit	5.8	5.8
  5 Year Senior Citizens Savings Scheme	7.4	7.4
  5 Year Monthly Income Account	6.6	6.6
  5 Year National Savings Certificate	6.8	6.8
  Public Provident Fund	7.1	7.1
  Sukanya Samriddhi Account Scheme	7.6	7.6
  Kisan Vikas Patra	6.9 (will mature in 124 months)	6.9 (will mature in 124 months)	(will mature in months)	(will mature in months)	(will mature in months)	(will mature in months)	(will mature in months)	(will mature in months)	(will mature in months)	(will mature in months)	(will mature in months)	(will mature in months)

   
• w.e.f. 1^st April 2019 to 31^st March 2022
  

  	2019 - 2020				2020- 2021				2021- 2022
  	April-June	July-Sep	Oct-Dec	Jan-Mar	April-June	July-Sep	Oct-Dec	Jan-Mar	April-June	July-Sep	Oct-Dec	Jan-Mar
  Savings Account	4.0	4.0	4.0	4.0	4.0	4.0	4.0	4.0	4.0	4.0	4.0	4.0
  1 Year Time Deposit	7.0	6.9	6.9	6.9	5.5	5.5	5.5	5.5	5.5	5.5	5.5	5.5
  2 Year Time Deposit	7.0	6.9	6.9	6.9	5.5	5.5	5.5	5.5	5.5	5.5	5.5	5.5
  3 Year Time Deposit	7.0	6.9	6.9	6.9	5.5	5.5	5.5	5.5	5.5	5.5	5.5	5.5
  5 Year Time Deposit	7.8	7.7	7.7	7.7	6.7	6.7	6.7	6.7	6.7	6.7	6.7	6.7
  5 Year Recurring Deposit	7.3	7.2	7.2	7.2	5.8	5.8	5.8	5.8	5.8	5.8	5.8	5.8
  5 Year Senior Citizens Savings Scheme	8.7	8.6	8.6	8.6	7.4	7.4	7.4	7.4	7.4	7.4	7.4	7.4
  5 Year Monthly Income Account	7.7	7.6	7.6	7.6	6.6	6.6	6.6	6.6	6.6	6.6	6.6	6.6
  5 Year National Savings Certificate	8.0	7.9	7.9	7.9	6.8	6.8	6.8	6.8	6.8	6.8	6.8	6.8
  Public Provident Fund	8.0	7.9	7.9	7.9	7.1	7.1	7.1	7.1	7.1	7.1	7.1	7.1
  Sukanya Samriddhi Account Scheme	8.5	8.4	8.4	8.4	7.6	7.6	7.6	7.6	7.6	7.6	7.6	7.6
  Kisan Vikas Patra	7.7 (will mature in 112 months)	7.6 (will mature in 113 months)	7.6 (will mature in 113 months)	7.6 (will mature in 113 months)	6.9 (will mature in 124 months)	6.9 (will mature in 124 months)	6.9 (will mature in 124 months)	6.9 (will mature in 124 months)	6.9 (will mature in 124 months)	6.9 (will mature in 124 months)	6.9 (will mature in 124 months)	6.9 (will mature in 124 months)

   
• w.e.f. 1^st April 2016 to 31^st March 2019
  

  	2016 - 2017				2017- 2018				2018 - 2019
  	April-June	July-Sep	Oct-Dec	Jan-Mar	April-June	July-Sep	Oct-Dec	Jan-Mar	April-June	July-Sep	Oct-Dec	Jan-Mar
  Savings Account	4.0	4.0	4.0	4.0	4.0	4.0	4.0	4.0	4.0	4.0	4.0	4.0
  1 Year Time Deposit	7.1	7.1	6.9	6.9	6.9	6.8	6.8	6.6	6.6	6.6	6.9	7.0
  2 Year Time Deposit	7.2	7.2	7.1	7.1	7	6.9	6.9	6.7	6.7	6.7	7.0	7.0
  3 Year Time Deposit	7.4	7.4	7.3	7.3	7.2	7.1	7.1	6.9	6.9	6.9	7.2	7.0
  5 Year Time Deposit	7.9	7.9	7.8	7.8	7.7	7.6	7.6	7.4	7.4	7.4	7.8	7.8
  5 Year Recurring Deposit	7.4	7.4	7.3	7.3	7.2	7.1	7.1	6.9	6.9	6.9	7.3	7.3
  5 Year Senior Citizens Savings Scheme	8.6	8.6	8.5	8.5	8.4	8.3	8.3	8.3	8.3	8.3	8.7	8.7
  5 Year Monthly Income Account	7.8	7.8	7.7	7.7	7.6	7.5	7.5	7.3	7.3	7.3	7.7	7.7
  5 Year National Savings Certificate	8.1	8.1	8.0	8.0	7.9	7.8	7.8	7.6	7.6	7.6	8.0	8.0
  Public Provident Fund	8.1	8.1	8.0	8.0	7.9	7.8	7.8	7.6	7.6	7.6	8.0	8.0
  Sukanya Samriddhi Account Scheme	8.6	8.6	8.5	8.5	8.4	8.3	8.3	8.1	8.1	8.1	8.5	8.5
  Kisan Vikas Patra	7.8 (will mature in 110 months)	7.8 (will mature in 110 months)	7.7 (will mature in 112 months)	7.7 (will mature in 112 months)	7.6 (will mature in 113 months)	7.5 (will mature in 115 months)	7.5 (will mature in 115 months)	7.3 (will mature in 118 months)	7.3 (will mature in 118 months)	7.3 (will mature in 118 months)	7.7 (will mature in 112 months)	7.7 (will mature in 112 months)

   
• w.e.f. 1^st Dec 2011 to 31^st March 2016
  

  	2011-2012 (w.e.f 01/12/2011)	2012-2013	2013-2014	2014-2015	2015-2016
  Savings Account	4.0	4.0	4.0	4.0	4.0
  1 Year Time Deposit.	7.7	8.2	8.2	8.4	8.4
  2 Year Time Deposit.	7.8	8.3	8.2	8.4	8.4
  3 Year Time Deposit	8.0	8.4	8.3	8.4	8.4
  5 Year Time Deposit.	8.3	8.5	8.4	8.5	8.5
  5 Year Recurring Deposit	8.0	8.4	8.3	8.4	8.4
  Monthly Income Account	8.2	8.5	8.4	8.4	8.4
  Senior Citizens Savings Scheme	9.0	9.3	9.2	9.2	9.3
  National Savings Certificate VIII Issue	8.4	8.6	8.5	8.5	8.5
  Kisan Vikas Patra				8.7(100 Months)	8.7(100 Months)
  Public Provident Fund	8.6	8.8	8.7	8.7	8.7
  Sukanya Samriddhi Account				9.1	9.2

  
  
• w.e.f. 1990 to 30^th Nov 2011
  

  	1990-91	1991-92	1992-93	1993-94	1994-95	1995-96	1996-97	1997-98	1998-99	1999-00	2000-01	2001-02	2002-03	2003-04	2004-05	2005-06	2006-07	2007-08	2008-09	2009-10	2010-11
  Savings Account	5.50	5.50	5.50	5.50	5.50	5.50	5.50	5.50	4.50	4.50	3.50	3.50	3.50	3.50	3.50	3.50	3.50	3.50	3.50	3.50	3.50
  Time Deposit 1 Yr.	12.00	12.00	12.00	10.50	10.50	10.50	10.50	10.50	9.00	8.00	7.50	7.25	6.25	6.25	6.25	6.25	6.25	6.25	6.25	6.25	6.25
  Time Deposit 2 Yr.	12.00	12.00	12.00	11.00	11.00	11.00	11.00	11.00	10.00	9.00	8.00	7.50	6.50	6.50	6.50	6.50	6.50	6.50	6.50	6.50	6.50
  Time Deposit 3Yr.	13.00	13.00	13.00	12.00	12.00	12.00	12.00	12.00	11.00	10.00	9.00	8.25	7.25	7.25	7.25	7.25	7.25	7.25	7.25	7.25	7.25
  Time Deposit 5 Yr.	13.50	13.50	13.50	12.50	12.50	12.50	12.50	12.50	11.50	10.50	9.00	8.50	7.50	7.50	7.50	7.50	7.50	7.50	7.50	7.50	7.50
  Recurring Deposit	13.50	13.50	13.50	12.50	12.50	12.50	12.50	12.50	11.50	10.50	9.00	8.50	7.50	7.50	7.50	7.50	7.50	7.50	7.50	7.50	7.50
  Monthly Income Account	14.00	14.00	14.00	13.00	13.00	13.00	13.00	13.00	12.00	11.00	9.50	9.00	8.00	8.00	8.00	8.00	8.00	8.00	8.00	8.00	8.00
  Senior Citizens Savings Scheme	Lauched in f.y 2004													9.0	9.0	9.0	9.0	9.0	9.0	9.0	9.0
  NSC VIII Issue	12.00	12.00	12.00	12.00	12.00	12.00	12.00	12.00	11.50	11.00	9.50	9.00	8.00	8.00	8.00	8.00	8.00